Should I Apply for Bad Credit Loans to Improve My Credit Score?

There is no such thing as quick fix for bad credit scores, but bad credit loans can be your best option in rebuilding your credit history and paying for your current needs.

A credit score of 509 or less (VedaScores) means you cannot have the best interest rates on loans, mortgages and refinancing because you’re a […]

By |February 13th, 2017|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Should I Apply for Bad Credit Loans to Improve My Credit Score?

Common Budgeting Mistakes to Avoid

Budgeting is always a good idea because this way you can control your financial resources and expenses. But there are a few mistakes that can make a budget go awry. If you don’t want this to happen, make sure you avoid the following ones.
Budgeting Mistakes
Making it too strict

Even though budgeting is not fun at all, […]

By |May 20th, 2016|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , , , , |Comments Off on Common Budgeting Mistakes to Avoid

Save Money by Shopping Like an Investor

When you do your groceries, it is best to shop like an investor. Apply those investing skills whenever you shop and you’ll be surprised with the amount of savings you are going to earn.

As you go to a supermarket, how do you choose a product? Most shoppers rely on advertisements being fed by the media. […]

By |March 16th, 2016|Categories: Bad Credit Loans, News|Tags: , , , |Comments Off on Save Money by Shopping Like an Investor

Asking for Payment to Recover Your Money

Regardless of the person who owes you money, whether it’s a friend, a family member, or your employer, if you’re reading this article, you must know that nothing is more disturbing than trying to recover your money without success. As the holiday season is already upon us, certainly you could use some extra cash to buy […]

By |January 8th, 2016|Categories: Bad Credit Loans, Personal Loans|Tags: , , , , , , |Comments Off on Asking for Payment to Recover Your Money

How to Adhere to your New Year Resolution to Save Money

Everybody makes New Year resolutions, but most of us fail to stick to them. With every start of a new year, we want to change our lives for the best, but because of lack of proper planning and genuine determination, we only follow the resolutions for a couple of weeks, and afterwards, we completely forget […]

By |December 9th, 2015|Categories: Bad Credit Loans, Debt Management, Financial Planning, News|Tags: , , , |Comments Off on How to Adhere to your New Year Resolution to Save Money

Ways to Save Money if you’re Unemployed

There are a number of ways to save money especially if you are unemployed. To those who are experiencing the same thing, it is not the end of the world. It may take quite some time before you find another job and the best thing that you can do is to save your last resources […]

By |November 25th, 2015|Categories: Bad Credit Loans, Debt Consolidation, Personal Loans, Short Term Loans|Tags: , , , , , |Comments Off on Ways to Save Money if you’re Unemployed

How to Overcome your Betting Habits

Betting is a form of gambling. Choosing who’s going to win in a game or in any type of competition is called betting. Many have refused to accept that they are indeed a gambler. Gambling is a form of leisure but if it becomes habitual, your quality of life will be drastically affected by how […]

By |November 20th, 2015|Categories: Bad Credit Loans, News, Personal Loans|Tags: , , , , |Comments Off on How to Overcome your Betting Habits

What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

A bad credit loan sounds like the type of thing you see written in bright font in a pop-up ad. As someone who needs a bit of help with their debt, you probably want to click on them. But loans for people with poor credit sound too good to be true, don’t they? Well they […]

By |October 22nd, 2015|Categories: Bad Credit Loans, Business Loans, Low Doc Loans, Personal Loans|Tags: , , , |Comments Off on What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

International Money Transfers – Non Banks Offering Better Deals

International money transfers are essential type of service that people use to pay, receive and transfer cash in different parts of the world. It is a method usually administered by major banks, financial institutions and identified as one of the safest ways to transfer money. This procedure involves transferring or wiring money from one bank […]

By |September 24th, 2015|Categories: Bad Credit Loans, Business Loans, Debt Consolidation, Short Term Loans|Tags: , , , |Comments Off on International Money Transfers – Non Banks Offering Better Deals

Life Hacks on Saving Money and Smart Spending Habits

Every day you are bombarded with ways to spend your money economically and you might be frugal at the grocery store but it might not be enough to make a difference. If you want to have enough money saved up to retire comfortably then you will have to think smart and use every life hack […]

By |August 18th, 2015|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , |Comments Off on Life Hacks on Saving Money and Smart Spending Habits

Consumers Feeling Greater Financial Pressure due to Higher Costs

Many Australian households are feeling the pinch from higher cost of living and other financial pressures. According to a survey by Choice consumer group, increased cost of living has caused up to 65 percent of Australian households to cut back their spending in order to keep up with rising cost. Some of the biggest financial […]

By |August 11th, 2015|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , , |Comments Off on Consumers Feeling Greater Financial Pressure due to Higher Costs

Tackling Bad Credit and Common Financial Problems in Small Business

There are lots of things that can lead to bad credit for small businesses but some things are more likely than most to cause problems for SMEs. All businesses are susceptible to cash flow problems and the trouble can be hiding in a number of places.
Preventing Bad Credit in Small Business
It might sound simple but […]

By |June 16th, 2015|Categories: Bad Credit Loans, Business Loans|Tags: , , , , , , |Comments Off on Tackling Bad Credit and Common Financial Problems in Small Business

Avoiding Mortgage Defaults with Bad Credit Personal Loans

Sydney and Melbourne both have been marked to have a greater chance of mortgage defaults. Both capitals are noted to have been using a large percentage of their household income to pay off their mortgages and this indicates that they may be in trouble of having defaults on their mortgage. Moody’s Australian Housing Affordability Measure […]

By |May 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Avoiding Mortgage Defaults with Bad Credit Personal Loans

Loans for people with bad credit in Australia

Bad credit can happen to anybody but it should not be the last word when it comes to getting a loan. Credit card bills mounting up or even a lack of credit history can cause a person’s credit rating to drop. And if the credit rating gets low enough then it can be a hassle […]

By |April 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Loans for people with bad credit in Australia

Bad Credit Personal Loans – Choose what’s right for you

Years of financial crisis and stressed home budgets have left a large portion of the population with bad credit history. It can be as small as a few late payments on a mobile phone bill or as large as missed mortgage payments but no matter what, bad credit hurts when it comes time to get […]

By |February 24th, 2015|Categories: Bad Credit Loans|Tags: , , |Comments Off on Bad Credit Personal Loans – Choose what’s right for you

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in late 2015, but they are beginning to change their tune. Possibly rates will rise even sooner and that will raise the cost of variable rate loans. They now are saying […]

By |November 13th, 2014|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Lock in Before Mortgage Rates Rise!

No Credit Check Loans for Bad Credit

For most, a credit score is just a number, a number that holds little value until the day you try to borrow money. This number will determine how much you can borrow, at what interest rate you are able to borrow at, and who will lend to you. When borrowing money most lenders use your […]

By |September 24th, 2014|Categories: Bad Credit Loans, No Credit Check Loans|Tags: , , , , , , , |Comments Off on No Credit Check Loans for Bad Credit

5 Ways to Increase Your Chance to Get a Loan Approved if You have Bad Credit

It will surely be more difficult for you to obtain a loan if you are suffering from bad credit. As you explore your options, you will realise that your choices are limited. Borrowing can also get more expensive. Do you need to get a loan? Do your homework and start searching for bad credit loan products.
These days, it can still be possible for people with poor credit to get approval for their loan applications. Here are five ways that can help you increase your chance of obtaining a loan approval despite your poor credit score.
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By |August 6th, 2012|Categories: Bad Credit Loans|Tags: , , , , , , |Comments Off on 5 Ways to Increase Your Chance to Get a Loan Approved if You have Bad Credit

Old Records Hurt Potential Bank Borrowers

More and more people are being denied loans due to the current credit-report system. This is bad news for Australians who have had a poor credit history or suffered bankruptcy, making it virtually impossible to secure a loan through the mainstream lending services such as banks.
Under the current credit report system, credit checks only provide lenders with the number of credit inquiries and details of overdue payments and court judgements in the past five years. Additionally they can see bankruptcy orders made in the past seven years. This comes as a severe disadvantage to those with a less than favourable financial past, to secure a loan and get back on their feet. The reports fail to give a comprehensive individual analysis, and instantly condemn their history to hinder their financial future. […]

By |May 12th, 2011|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Old Records Hurt Potential Bank Borrowers

Avoid Having A Bad Credit Rating

If you haven’t paid your bills, or if you’ve had your power cut off, your car repossessed or skipped payments, exceeded credit card limits or defaulted, you could be refused a loan or be charged a higher interest rate by most banks and lenders.

Credit files contain records of overdue payments of 60 days or more […]

By |September 24th, 2009|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Avoid Having A Bad Credit Rating