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So far Scotty has created 80 blog entries.

What Keeps You In Debt?

We know that many Australians struggle with debt and that’s why in this article we will present a couple of tips to clear your debt. We want to inform you about the things that you must avoid doing when you are in debt. You will also learn how to escape from it. We will try […]

By |August 14th, 2017|Categories: Debt Management||Comments Off on What Keeps You In Debt?

Debt Consolidation Explained: What Makes It the Right Choice for You

Struggling with many loans and different interest rates involves lots of time and money. So, we are here to offer you the answer to this question: why is debt consolidation a good choice for you?

Debt consolidation means that all your loans combined in a single one. You’ll be able to manage all your finances easier […]

By |January 18th, 2017|Categories: Debt Consolidation|Tags: , , , , |Comments Off on Debt Consolidation Explained: What Makes It the Right Choice for You

Staying on Holiday Budget with Prepaid Credit Cards

Wondering how you’re going to stay on holiday budget? A prepaid credit card could be a wise alternative to starting 2017 without a massive blow to your bank account or credit line.
You are using your own money.
AusPost has a Load & Go prepaid Visa card that is accepted anywhere Visa is accepted, you can reload […]

By |December 7th, 2016|Categories: News|Tags: , , , , , , |Comments Off on Staying on Holiday Budget with Prepaid Credit Cards

Holiday Money Saving Tips

With the holidays looming ahead, there is no question that the inaugural family trip is in full planning mode. If you’re stressing about it, don’t worry, we’ve got a simple guide on how to save on the family vacation.

These helpful tips will help to ease the stress on your wallet and make your holiday enjoyable […]

By |October 27th, 2016|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans|Tags: , , , |Comments Off on Holiday Money Saving Tips

Sharing Houses – Bills and Responsibilities

Most young Aussies experience living with roommates, which can be an immense challenge while being equally exciting; depends on how you look at it.

We all agree that money is, presumably, the underlying root of all tensions in such instances, and it can be a never-ending source of quarrel if you don’t handle the situation accordingly. […]

By |October 17th, 2016|Categories: News|Tags: , , , , , |Comments Off on Sharing Houses – Bills and Responsibilities

Quick Cash – Tips to Earn Fast in Stock Trading

How many times did you find yourself wanting to earn some money ASAP? Probably many times. Regardless of the reasons you’re in need of quick cash, stock trading could be an excellent approach in such instances. Notwithstanding, before taking the leap, you should consider a handful of basic tips.
Get acquainted with the basics of earning […]

By |October 11th, 2016|Categories: News|Tags: , , , , , , |Comments Off on Quick Cash – Tips to Earn Fast in Stock Trading

How to Manage Your Money like a Millionaire

How do millionaires make their money, especially when they’re so young? And just as important, how on earth do they manage it? What are their secrets, and can we learn from the methods that they apply?

Well, Capgemini Consulting made it a little easier for us with the report in which they reveal young millionaire money […]

By |August 23rd, 2016|Categories: Debt Consolidation, Financial Planning, News|Tags: , , , , , |Comments Off on How to Manage Your Money like a Millionaire

Beware Loan Sharks with Unconventional Loan Collaterals

According to Southern Metropolis Daily, loan sharks found a new and unconventional way to guarantee for loans. They ask female university students for nude photos in order to get a loan.
Loan sharks and their unconventional loan collaterals
What is the newest collateral for a loan? Naked pictures of students. More and more loan sharks based in […]

By |July 5th, 2016|Categories: News|Tags: , , , , , , |Comments Off on Beware Loan Sharks with Unconventional Loan Collaterals

Ads for Short Term Loans Banned on Google

According to recent settlements, Google has decided to restrict the appearance of ads featuring short term loans. The decision was triggered by the concern that these ads have a specific predatory nature. On that account, it has been established that the search engine will ban ads featuring loans for which the repayment is required within […]

By |June 16th, 2016|Categories: Short Term Loans|Tags: , , , |Comments Off on Ads for Short Term Loans Banned on Google

Common Budgeting Mistakes to Avoid

Budgeting is always a good idea because this way you can control your financial resources and expenses. But there are a few mistakes that can make a budget go awry. If you don’t want this to happen, make sure you avoid the following ones.
Budgeting Mistakes
Making it too strict

Even though budgeting is not fun at all, […]

By |May 20th, 2016|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , , , , |Comments Off on Common Budgeting Mistakes to Avoid

A Savings Plan That Works

A savings plan should be a part of everyone’s life. It is not something you need to consider but something that you need to make a conscious decision on doing and sticking with. Just like everything else that you are serious about you should have a plan on how to do it. With no plan […]

By |May 11th, 2016|Categories: Debt Consolidation|Tags: , , , , , , , , |Comments Off on A Savings Plan That Works

Business Loans Rate Increase with Mortgage Rates

There was a recent rise in the business loan rates and hence as expected there will be a parallel rise in mortgage interest rates. According to market economists the increase in the interest rates will be felt as early as a month after the announcement of the increase in business loan rates.

The interest rates are […]

By |April 25th, 2016|Categories: Business Loans|Tags: , , , , |Comments Off on Business Loans Rate Increase with Mortgage Rates

Dreaming about Early Retirement

According to a recent global survey regarding early retirement, Australians dream about this much more than other nationalities. The study revealed that 75% of people who live in Australia and over 45 years old consider retiring within the next five years. Compared to other countries, the number of citizens wishing for this is significantly higher […]

By |April 18th, 2016|Categories: Investment Property Loans, Personal Loans|Tags: , , , , , |Comments Off on Dreaming about Early Retirement

Credit Card Debt and Mortgages Being Managed Properly

This year has been a profitable one for Australians and their credit card debt. According to latest percentages, Aussies seem to be managing much better with their mortgages; their mortgage repayment appears to be going along much better than when compared with the previous year. Reports from the ABS data showed that their credit card […]

By |March 29th, 2016|Categories: Credit Card Consolidation, Debt Management, Home Loans|Tags: , , , , , |Comments Off on Credit Card Debt and Mortgages Being Managed Properly

Save Money by Shopping Like an Investor

When you do your groceries, it is best to shop like an investor. Apply those investing skills whenever you shop and you’ll be surprised with the amount of savings you are going to earn.

As you go to a supermarket, how do you choose a product? Most shoppers rely on advertisements being fed by the media. […]

By |March 16th, 2016|Categories: Bad Credit Loans, News|Tags: , , , |Comments Off on Save Money by Shopping Like an Investor

The Importance of Avoiding Bankruptcy

Bankruptcy is that particular legal status of a person, a company or other entity that can no longer repay his or its debts to creditors. Even though some people may affirm that bankruptcy also has a few advantages, the list of disadvantages is definitely much longer. For this reason, you should think of bankruptcy only […]

By |March 10th, 2016|Categories: Debt Consolidation, Debt Management|Tags: , , , , , |Comments Off on The Importance of Avoiding Bankruptcy

What is a Margin Loan?

What is a Margin Loan?
A margin loan is not your typical kind of loan. It is ideal for investors who frequently keep an eye on their investments. It allows investors to borrow money to buy shares or invest and use it as a guarantee. In case you barely have the time to monitor the movement […]

By |March 3rd, 2016|Categories: News|Tags: , , , , , |Comments Off on What is a Margin Loan?

Are You a Victim of High Mortgage Interest Rates?

In recent years, many of us became victims of high mortgage interest rates without even realising. This problem affects mostly the home loans because their term is the longest. But how can you know if you are in such a situation, too?
High Mortgage Interest Rates – Are you a victim?
Verify your current loan

In the case […]

By |February 26th, 2016|Categories: Home Loans, Interest Rates|Tags: , , , |Comments Off on Are You a Victim of High Mortgage Interest Rates?

Online Scams to Avoid at All Costs

Scams are everywhere. Protect yourself and do not let crooks take advantage of you. They are just after your money and they are trained to trick people. Everyone must avoid these scammers. Being familiar with their tactics will help you become aware of how they work. Have you encountered a message online that promises you […]

By |February 18th, 2016|Categories: News|Tags: , , , , , |Comments Off on Online Scams to Avoid at All Costs

Is Debt Consolidation Still a Viable Solution?

Unfortunately for us, over the last few decades, we’ve been raking in a lot of debt. As we all know, the global economy has not been the best these past few years, and that has left people in uncertain financial situations, including multiple debts. Debt consolidation was offered as a solution and for a long […]

By |February 10th, 2016|Categories: Debt Consolidation|Tags: , , , , , |Comments Off on Is Debt Consolidation Still a Viable Solution?

Fast Track Your Mortgage Repayment

Did you recently check the present status of your home loan and the progress you are making? If not, it is about time you did that. Why? Tracking your mortgage could genuinely help you to save a great amount of money while, at the same time, you can make your mortgage repayment increasingly faster.

This way, […]

By |February 2nd, 2016|Categories: Home Loans|Tags: , , , , |Comments Off on Fast Track Your Mortgage Repayment

Bad News for Public Transport Customers in NSW

Many Australians use public transport every day, enjoying its many benefits. In fact, public transport in Australian cities is one of the most affordable in the whole world. Compared to the international standards regarding the fares of public transport, Australians pay decent amounts of money for quality services.

Moreover, transport operators also used to encourage this […]

By |January 28th, 2016|Categories: News|Tags: , , , , , , , , |Comments Off on Bad News for Public Transport Customers in NSW

Choosing the Right Start Up Business For You

The majority of people eagerly dream of the day they will finally open their own business. Regardless of the domain a person chooses for his/her business, there’s a question that applies to every company that shouldn’t be overlooked – what will differentiate my business from the competition?

Discovering the right business niche that fits your skills […]

By |January 15th, 2016|Categories: Business Consolidation Loans, Business Loans|Tags: , , , , , |Comments Off on Choosing the Right Start Up Business For You

Asking for Payment to Recover Your Money

Regardless of the person who owes you money, whether it’s a friend, a family member, or your employer, if you’re reading this article, you must know that nothing is more disturbing than trying to recover your money without success. As the holiday season is already upon us, certainly you could use some extra cash to buy […]

By |January 8th, 2016|Categories: Bad Credit Loans, Personal Loans|Tags: , , , , , , |Comments Off on Asking for Payment to Recover Your Money

Do Rentals Mean Losing Money?

The general, common saying that living in rentals equals to throwing money away is certainly not new, is it? And at first, it would seem this way. Rental means you don’t buy the house you live in, compared with purchasing a house that, in time, becomes yours eventually. Still, various aspects are often overlooked concerning […]

By |December 29th, 2015|Categories: Home Loans, Interest Rates, Refinance/Refinancing|Tags: , , , , , |Comments Off on Do Rentals Mean Losing Money?

How to Resign Without Burning Bridges

With the holiday season just around the corner, a lot of people might find themselves asking the following question – am I happy with the way my life is at the moment? Does my job fulfil my expectations and does it truly satisfy me? You alone know the answer to this question.

So, if you think […]

By |December 23rd, 2015|Categories: Business Loans, Personal Loans|Tags: , , , , |Comments Off on How to Resign Without Burning Bridges

Different Home Loans between Different States

About twenty years ago, the average Australian home loan was estimated at the sum of $100,000. Things were different ten years before that when the average home loan was under $40,000. And, at the present moment, the reality shows us different and increasingly higher figures. In order to comprehend the way in which everything changed, […]

By |December 18th, 2015|Categories: Debt Consolidation, Home Loans, Renovation Loans|Tags: , , , , |Comments Off on Different Home Loans between Different States

How to Adhere to your New Year Resolution to Save Money

Everybody makes New Year resolutions, but most of us fail to stick to them. With every start of a new year, we want to change our lives for the best, but because of lack of proper planning and genuine determination, we only follow the resolutions for a couple of weeks, and afterwards, we completely forget […]

By |December 9th, 2015|Categories: Bad Credit Loans, Debt Management, Financial Planning, News|Tags: , , , |Comments Off on How to Adhere to your New Year Resolution to Save Money

Best Last Minute Christmas Gifts

With the holiday season just around the corner, everybody is thinking of the best Christmas gifts that would make the loved ones in their lives happy and appreciated. But, most of the times, this season catches us off guard and utterly unprepared, and, all of a sudden, Christmas is only a few weeks away. This […]

By |December 1st, 2015|Categories: News, Personal Loans, Short Term Loans|Tags: , , , , , , , , , |Comments Off on Best Last Minute Christmas Gifts

Ways to Save Money if you’re Unemployed

There are a number of ways to save money especially if you are unemployed. To those who are experiencing the same thing, it is not the end of the world. It may take quite some time before you find another job and the best thing that you can do is to save your last resources […]

By |November 25th, 2015|Categories: Bad Credit Loans, Debt Consolidation, Personal Loans, Short Term Loans|Tags: , , , , , |Comments Off on Ways to Save Money if you’re Unemployed

How to Overcome your Betting Habits

Betting is a form of gambling. Choosing who’s going to win in a game or in any type of competition is called betting. Many have refused to accept that they are indeed a gambler. Gambling is a form of leisure but if it becomes habitual, your quality of life will be drastically affected by how […]

By |November 20th, 2015|Categories: Bad Credit Loans, News, Personal Loans|Tags: , , , , |Comments Off on How to Overcome your Betting Habits

Applying for Business Loans in Australia

Whether you own a start up business, a small business or a large business, there will come a time when you will need some financial assistance for one reason or another. Most business owners go to major banks and other local banks to apply for business loans but it could be a long journey from […]

By |November 11th, 2015|Categories: Business Loans|Tags: , , , , , , , |Comments Off on Applying for Business Loans in Australia

Many Australians Are Turning to Debt Agreements

Debt agreements are an alternative to declaring bankruptcy. Rather than be haunted by the irreversible effects that bankruptcy can have on your credit record, entering into a debt agreement can give you a debt-free fresh start. They’re becoming the popular choice for Australians in need of debt solutions. Debt agreements are overseen by the Australian […]

By |November 4th, 2015|Categories: Debt Management, News|Tags: , , , , , , , , , , |Comments Off on Many Australians Are Turning to Debt Agreements

What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

A bad credit loan sounds like the type of thing you see written in bright font in a pop-up ad. As someone who needs a bit of help with their debt, you probably want to click on them. But loans for people with poor credit sound too good to be true, don’t they? Well they […]

By |October 22nd, 2015|Categories: Bad Credit Loans, Business Loans, Low Doc Loans, Personal Loans|Tags: , , , |Comments Off on What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

How Pet Owners Can Save on Pet Food

Owning a pet can be incredibly rewarding, fulfilling and fun over the course of your furry friend’s life, but it can also get quite expensive. We don’t always consider the long-term costs of pet ownership because let’s face it; they’re cute and cuddly so the benefits usually take precedent over the practicality. Adding a bag […]

By |October 16th, 2015|Categories: News|Tags: , , , , , |Comments Off on How Pet Owners Can Save on Pet Food

Why Should You Choose Debt Consolidation?

If you are like one of many Australians with numerous debts, you’ve probably considered debt consolidation. There are quite a few benefits of debt consolidation when you’re facing mounting debts from multiple creditors. Here are the top reasons for consolidating your debt:
You will only have one repayment
When you’re juggling many different repayments – sometimes on […]

By |October 13th, 2015|Categories: Debt Consolidation|Tags: , , , , , |Comments Off on Why Should You Choose Debt Consolidation?

Buying Shares from Big Banks Paying Off Well

Buying shares is a form of investment. People do invest because of various reasons. Some do it out of concern for their future while others do it because they have extra cash and they want to put it in an investment. Setting up an investment is easier compared as before. Nowadays, you can invest online […]

By |October 9th, 2015|Categories: Debt Consolidation, Financial Planning|Tags: , , , , , |Comments Off on Buying Shares from Big Banks Paying Off Well

International Money Transfers – Non Banks Offering Better Deals

International money transfers are essential type of service that people use to pay, receive and transfer cash in different parts of the world. It is a method usually administered by major banks, financial institutions and identified as one of the safest ways to transfer money. This procedure involves transferring or wiring money from one bank […]

By |September 24th, 2015|Categories: Bad Credit Loans, Business Loans, Debt Consolidation, Short Term Loans|Tags: , , , |Comments Off on International Money Transfers – Non Banks Offering Better Deals

No Credit Check Loans – Explained

No credit check loans are often utilized by individuals want to borrow cash without going over their credit history. There are several types of loans available but this one is designed for those who have poor credit history. Most lenders refuse to lend cash to high risk loan applicants but there are a few who […]

By |September 11th, 2015|Categories: No Credit Check Loans|Tags: , , , |Comments Off on No Credit Check Loans – Explained

Self Improvement Tips – Learn from Successful People

Self improvement is a continuous process that most successful individuals practice. Success doesn’t happen in just a snap and it doesn’t happen overnight. People work hard for it and how you maintain it is quite challenging. How do they keep the success? Self improvement plays a vital role when achieving to be at the top. […]

By |September 7th, 2015|Categories: Debt Management, Investment Property Loans, Personal Loans, Short Term Loans|Tags: , , |Comments Off on Self Improvement Tips – Learn from Successful People

Being Productive – Why Night Owls do it Best

In the past, night owls were often considered poor employees because their late night lifestyles led to poor productivity in the office during normal office hours. These days, there is another school of thought teaching us that night owls can be the preferred employee for many different reasons. Now that so much work is done […]

By |August 30th, 2015|Categories: Business Loans, News, Personal Loans|Tags: , , , |Comments Off on Being Productive – Why Night Owls do it Best

Tax Help for Small Businesses to Pay Tax Debt

Small and medium enterprises (SME’s) with tax debts owed to the Australian Tax Office are likely to start feeling pressure to repay those debts by now. The ATO is expected to start ramping up actions to get those debts repaid. Debts to the ATO mounted up to $35.3 billion in the 2013-14 period and that […]

By |August 24th, 2015|Categories: News, Tax Debt Loans & Relief|Tags: , , , |Comments Off on Tax Help for Small Businesses to Pay Tax Debt

Life Hacks on Saving Money and Smart Spending Habits

Every day you are bombarded with ways to spend your money economically and you might be frugal at the grocery store but it might not be enough to make a difference. If you want to have enough money saved up to retire comfortably then you will have to think smart and use every life hack […]

By |August 18th, 2015|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , |Comments Off on Life Hacks on Saving Money and Smart Spending Habits

Consumers Feeling Greater Financial Pressure due to Higher Costs

Many Australian households are feeling the pinch from higher cost of living and other financial pressures. According to a survey by Choice consumer group, increased cost of living has caused up to 65 percent of Australian households to cut back their spending in order to keep up with rising cost. Some of the biggest financial […]

By |August 11th, 2015|Categories: Bad Credit Loans, Debt Consolidation|Tags: , , , , , |Comments Off on Consumers Feeling Greater Financial Pressure due to Higher Costs

Investment Loans – Hiking Rates from Comm Bank

Getting loans for investment properties is going to get a bit more expensive. CBA has recently announced that it will be raising rates on loans for investment properties. Variable rates for investor home loans will go up by 27 basis points bringing the rate up to 5.72 percent.
Investment Loans – Rising Rates
Fixed rates for investor […]

By |August 4th, 2015|Categories: Investment Property Loans|Tags: , , , , , |Comments Off on Investment Loans – Hiking Rates from Comm Bank

Debt Help – Financial Management in the Farming Industry

Farmers often go into debt to help keep their farms running. Like many other businesses, the farming industry depends on the availability of funds to borrow to get them through tough times and also help them grow when times are good. Just like everyone else, farmers can fall on hard times and have trouble paying […]

By |July 31st, 2015|Categories: Business Loans, Debt Consolidation|Tags: , , , , , , , |Comments Off on Debt Help – Financial Management in the Farming Industry

Pay Off Debts and Save for Retirement

Saving up for retirement is one of the things that everyone should pay attention to and take into consideration. Sooner or later, you’ll realise it’s time to stop working and retire. It would be nice to retire if you have sufficient money and don’t have any debts to pay and worry about. Retirement is a […]

By |July 23rd, 2015|Categories: Debt Management, Financial Planning|Tags: , , , , |Comments Off on Pay Off Debts and Save for Retirement

Growing Your Emergency Cash

Everyone should have an emergency cash fund. Having emergency cash available will give you a sense of financial security and it will stop you from running up your credit card bill whenever an unexpected cost springs up. An emergency cash fund should be set aside especially for accidents and emergency car repairs since these can […]

By |July 15th, 2015|Categories: Debt Management, Personal Loans, Short Term Loans|Tags: , , , , |Comments Off on Growing Your Emergency Cash

How to Save Money on Family Holiday Trips

If you’re a full-time worker, going on holiday is the best solution to just get away from it all. But sometimes going on holidays can also be stressful if you don’t have enough money or if you’re worried about spending while you’re on holiday if you’re on a tight budget.

Fear not! If you want to […]

By |July 9th, 2015|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans, Short Term Loans|Tags: , , , |Comments Off on How to Save Money on Family Holiday Trips

Short Term Loans to Help Boost Financial Plans

A shocking number of Australians have no financial plans at all for their future. A recent survey shows that very few Australians have any financial plans beyond the short term. Short term plans as far as paying bills and receiving paychecks are only the basics and everyone needs longer-term financial plans. Growing your assets and […]

By |July 2nd, 2015|Categories: Short Term Loans|Tags: , , , , |Comments Off on Short Term Loans to Help Boost Financial Plans

Home Loans – Do’s And Don’ts

Finding suitable home loans for your needs is a tedious task. A lot of people say that purchasing the house you want to live in will be you single greatest expenditure. So it is important, especially to future lenders that they are well prepared in entering in to this kind of. No one likes getting rejected, especially […]

By |June 25th, 2015|Categories: Home Loans|Tags: , , , , |Comments Off on Home Loans – Do’s And Don’ts

Tackling Bad Credit and Common Financial Problems in Small Business

There are lots of things that can lead to bad credit for small businesses but some things are more likely than most to cause problems for SMEs. All businesses are susceptible to cash flow problems and the trouble can be hiding in a number of places.
Preventing Bad Credit in Small Business
It might sound simple but […]

By |June 16th, 2015|Categories: Bad Credit Loans, Business Loans|Tags: , , , , , , |Comments Off on Tackling Bad Credit and Common Financial Problems in Small Business

How to Use Credit Cards to Your Advantage

Credit cards are known to be risky business for some people. If you have trouble balancing your budget every month then taking on a credit card or two should be your very last resort. If on the other hand you are able to balance your monthly budget as well as save regularly then you are […]

By |June 11th, 2015|Categories: Credit Card Consolidation|Tags: , , , |Comments Off on How to Use Credit Cards to Your Advantage

Tax Time – How to get organised to make most of tax deductions

It’s that time of the year again, filing for taxes and making the most of tax deductions. It also marks the end of the financial year.  It’s the time of sending paperwork to their respective accountants, the time when their tax returns must be compiled. Finding needed receipts can be a hassle if not a […]

By |June 4th, 2015|Categories: Tax Debt Loans & Relief|Tags: , , , , , |Comments Off on Tax Time – How to get organised to make most of tax deductions

Federal Budget 2015 – The Good and The Bad

The Australian federal budget changes announced on May 12th had many positive points as well as several negative points that you might have missed if you did not pay close attention and read the details.
Federal Budget 2015
The Bad

On the negative side, the federal budget axed large portions of the money devoted to combating climate change. Abbott’s […]

By |June 2nd, 2015|Categories: News, Tax Debt Loans & Relief|Tags: , , , , , |Comments Off on Federal Budget 2015 – The Good and The Bad

Understanding Debt Consolidation and Clearing Misconceptions

Are you in need of debt consolidation? If so, then you might be surprised to find out how hard it can be to get a bank or non-bank institution to give you a loan to get your debt under control. The advertising and publicity around debt services has made the general public and some brokers […]

By |May 20th, 2015|Categories: Debt Consolidation|Tags: , , , , |Comments Off on Understanding Debt Consolidation and Clearing Misconceptions

Credit Card Debt Growing in Australians Aged Between 34 – 54

It is no surprise that Australian consumers between the ages of 34-54 have been cited as the biggest contributor to the near-record Australian national credit card debt. Half of the surveyed group named as Generation X which comprised of 1200 Australians admitted that they made up to three unplanned purchases using their credit cards each […]

By |May 15th, 2015|Categories: Credit Card Consolidation, Debt Consolidation|Tags: , , |Comments Off on Credit Card Debt Growing in Australians Aged Between 34 – 54

Avoiding Mortgage Defaults with Bad Credit Personal Loans

Sydney and Melbourne both have been marked to have a greater chance of mortgage defaults. Both capitals are noted to have been using a large percentage of their household income to pay off their mortgages and this indicates that they may be in trouble of having defaults on their mortgage. Moody’s Australian Housing Affordability Measure […]

By |May 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Avoiding Mortgage Defaults with Bad Credit Personal Loans

Small Business Loans for SMEs – Don’t make these mistakes with banks

Having a relationship with a bank is almost as important as any other business relationship in the life of a small business. To ensure that your relationship with your bank stays in a good place it is best to avoid the most common mistakes when dealing with banks and getting small business loans.
Small Business Loans
Sometimes […]

By |April 30th, 2015|Categories: Business Loans, Short Term Business Loans|Tags: , , |Comments Off on Small Business Loans for SMEs – Don’t make these mistakes with banks

Efficient debt help for a secure financial future

Getting debt help can be the most important thing to you and your family’s future. Managing your family’s funds now with debt help is a step in the right direction towards setting up a trust fund. Getting the debt you have in order under your mortgage’s interest rate or consolidating the debt into a lower […]

By |April 22nd, 2015|Categories: Debt Management|Tags: , , |Comments Off on Efficient debt help for a secure financial future

Tips on how to work at home in style – Self Employed Loans

Working from home is a growing trend and more and more Australians are choosing to have a home office or finding options to work at home. Setting up a home office is easy to do and over one million Australians have done it. The traditional office space is usually set up for efficient use of […]

By |April 14th, 2015|Categories: Short Term Business Loans, Short Term Loans|Tags: , |Comments Off on Tips on how to work at home in style – Self Employed Loans

Loans for people with bad credit in Australia

Bad credit can happen to anybody but it should not be the last word when it comes to getting a loan. Credit card bills mounting up or even a lack of credit history can cause a person’s credit rating to drop. And if the credit rating gets low enough then it can be a hassle […]

By |April 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Loans for people with bad credit in Australia

Should you access superannuation for buying a house?

It is every young family’s dream to buy a house to make into a home but with rising property prices, it is becoming more difficult for first home buyers to enter the market. A young family might not have much in the way of savings and it can seem impossible to come up with the […]

By |March 31st, 2015|Categories: First Home Buyer, News|Tags: , , , |Comments Off on Should you access superannuation for buying a house?

Debt consolidation loans and the future of personal finance

Banking is evolving to meet the needs of a more technologically savvy customer base. Non-bank lenders are offering many of the same services as big banks and also offering those services in handy mobile applications on smart phones. Many large institutions are beginning to realize that they must become as fast and available online as […]

By |March 25th, 2015|Categories: Debt Consolidation|Tags: , , , , |Comments Off on Debt consolidation loans and the future of personal finance

Consolidating debt can help you save big

If credit card bills are stacking up and the interest rates are making it impossible to ever think of being clear of debt then it is time to act. Interest rates on credit cards have been stable at a high rate, making a relatively small credit card balance to quickly escalate out of control. If […]

By |March 18th, 2015|Categories: Debt Consolidation|Tags: , , |Comments Off on Consolidating debt can help you save big

Consolidate Debts Into A Home Loan

Australia’s interest rates have decreased drastically and now is the best time in years to consolidate debt or get a loan for a new home or both! Given the interest rate atmosphere and the ease of combining of debt into a new home loan, now is the best time to get all your debts rolled […]

By |March 10th, 2015|Categories: Debt Consolidation, Home Loans|Tags: , |Comments Off on Consolidate Debts Into A Home Loan

Short Term Loans To Cover Your Expenses Before Payday

A typical household budget is a balanced and delicate matter. The monthly expenses are all accounted for and the monthly income is allotted out to cover those cost, hopefully with some left over for savings. The most prepared household budgets will have some sort of rainy day fund set up to cover surprise costs and […]

By |March 2nd, 2015|Categories: Short Term Loans|Tags: , , |Comments Off on Short Term Loans To Cover Your Expenses Before Payday

Bad Credit Personal Loans – Choose what’s right for you

Years of financial crisis and stressed home budgets have left a large portion of the population with bad credit history. It can be as small as a few late payments on a mobile phone bill or as large as missed mortgage payments but no matter what, bad credit hurts when it comes time to get […]

By |February 24th, 2015|Categories: Bad Credit Loans|Tags: , , |Comments Off on Bad Credit Personal Loans – Choose what’s right for you

Paying off multiple debts: Debt Consolidation vs the Snowball Method

If we had three wishes, one of them would definitely be living without debts. We’d all love to win the Lottery or to possibly inherit a huge sum of money from some distant relative that we’ve never even heard of, just to take care of all those debts.

But real life doesn’t have quick-fixes. As much […]

By |February 18th, 2015|Categories: Debt Consolidation|Tags: |Comments Off on Paying off multiple debts: Debt Consolidation vs the Snowball Method

How can I get out of debt fast?

When the bills are coming in and piling up, the question on anybody’s mind will be “how can I get out of debt fast?” Compounding interest charges can be a nightmare and make the thought of ever getting out of debt seems like a dream. If you want to be able to plan for your […]

By |February 9th, 2015|Categories: Debt Consolidation|Tags: |Comments Off on How can I get out of debt fast?

Interest Rate Cuts by RBA, Great News for Home Owners and Businesses

Earlier this week, the country’s two biggest banks passed on the latest interest rate cuts for loan customers. The Commonwealth Bank and Westpac have paved the way for other banks expected to follow suit on Friday February 6. The Reserve Bank of Australia’s (RBA) official rate cut will begin its full effect on February 20, […]

By |February 6th, 2015|Categories: Home Loans, News|Tags: , , , , |Comments Off on Interest Rate Cuts by RBA, Great News for Home Owners and Businesses

Quick loans to help you with holiday spendings and bills

Australians are estimated to spend a record amount this holiday season. Australia’s population as a whole will spend $2.072 billion in just three weeks spanning the holiday season. Victorian shoppers will lead the pack, spending $682 million, with New South Wales close behind at $584 million. The majority of consumers will use a credit card […]

By |January 12th, 2015|Categories: Debt Consolidation, Short Term Loans|Tags: |Comments Off on Quick loans to help you with holiday spendings and bills

Getting Savvy For Better Home Loan Rates

Home loan rates vary a lot from bank to bank and also from year to year. Locking in a low rate can significantly lower a home buyers cost over the long term so getting the best rate possible is one of the most important negotiations that a person will ever have to make. There are […]

By |December 29th, 2014|Categories: Debt Consolidation, Home Loans|Tags: , , , |Comments Off on Getting Savvy For Better Home Loan Rates

Avoid Holding High Interest Credit Card Debt

Surprisingly, while the national interest rate on cash has gone down in Australia the average interest rate on credit cards has risen. Now is definitely the time for Australians to consolidate their credit card debts. Credit card debt is a $50 billion burden on Australians and around $35 billion of that is getting interest added […]

By |December 15th, 2014|Categories: Credit Card Consolidation|Tags: , , , |Comments Off on Avoid Holding High Interest Credit Card Debt

Banks Shying Away From Commercial Lending

Throughout Australia, commercial lending from traditional financial institutions continues to shrink, despite a strong economy. According to Industry Super Australia, commercial lending has plummeted, over the past two and a half decades. Instead of being focused on capital formation and long-term economic growth, banks seem to be shifting their attention toward home purchases and refinance […]

By |November 20th, 2014|Categories: Business Loans, Low Doc Loans|Tags: , , , , , |Comments Off on Banks Shying Away From Commercial Lending

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in late 2015, but they are beginning to change their tune. Possibly rates will rise even sooner and that will raise the cost of variable rate loans. They now are saying […]

By |November 13th, 2014|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Lock in Before Mortgage Rates Rise!

Lenders Kick Doors Open With Low Doc Personal Loans

New reforms work wonders to help self employed borrowers get the right low doc personal loans!

Lending has become better regulated as to protect high risk borrowers and create a responsible lending atmosphere. Lending to someone who lacks documentation can be risky, but with good policies in place, the risks can be mitigated.

The Australian Lending Centre […]

By |November 6th, 2014|Categories: Low Doc Loans|Tags: , , , , |Comments Off on Lenders Kick Doors Open With Low Doc Personal Loans

Business Owners: Done With Dirty Tax Debt

By |October 20th, 2014|Categories: Tax Debt Loans & Relief|Tags: , , , , , , , , , , |Comments Off on Business Owners: Done With Dirty Tax Debt

No Credit Check Loans for Bad Credit

For most, a credit score is just a number, a number that holds little value until the day you try to borrow money. This number will determine how much you can borrow, at what interest rate you are able to borrow at, and who will lend to you. When borrowing money most lenders use your […]

By |September 24th, 2014|Categories: Bad Credit Loans, No Credit Check Loans|Tags: , , , , , , , |Comments Off on No Credit Check Loans for Bad Credit

Consumer Suggested Resources

Here is a list of Consumer Suggested Resources:

Tools4noobs Free Web Directory
Thales Directory
Travel Link Exchange Directory
Quality Web Directory
Vision IQ Directory
You can submit site to cotid.org the coolest of the internet directory. This site is listed under Loans Directory

By |February 7th, 2009|Categories: News||Comments Off on Consumer Suggested Resources