Skip to the content
  • 1300 138 188
  • info@australianlendingcentre.com.au
Excellent on Trustpilot
Australian Lending Centre Logo with home link
  • Loans
    Consolidate
    • Debt Consolidation Loans
    • Credit Card Consolidation
    • Bad Credit Consolidation
    Bad Credit
    • Bad Credit Loans
    • No Credit Check Loans
    • Low Doc Loans
    Personal
    • Personal Loans
    • Emergency Loans
    • Car Finance
    Home
    • Home Loans
    • Low Doc Loans
    • Refinance
    • Renovation Loans
    Business
    • Business Loans
    • Short Term Business Loans
    • Self-Employed Loans
  • Debt Support
    Debt Support
    • Debt Management
    • Debt Relief
    • Debt Negotiation
    • Debt Agreements
  • About
  • Contact Us
  • News
Apply Now
Australian Lending Centre Logo with home link
Apply Now
Excellent on Trustpilot
  • Debt Consolidation Loans
    • Credit Card Debt Consolidation
    • Bad Credit Debt Consolidation Loans
  • No Credit Check Loans
  • Personal Loans
    • Car Loans
    • No Credit Check Personal Loans
    • Emergency Loans
  • Bad Credit Loans
    • No Credit Check Loans
    • Low Doc Loans
  • Home Loans
    • Low Doc Loans
    • Refinance
    • Renovation Loans
  • Business Loans
    • Short Term Business Loans
    • Self-Employed Loans
  • Debt Management
    • Debt Relief
    • Debt Negotiation
    • Debt Agreements
  • About
  • Contact Us
  • News
Picture of Milos

Milos

Linkedin

View all posts from this Author

Labor’s plan lets first-home buyers enter the market with a 5 per cent deposit and no LMI. Learn how it works, benefits, risks, and steps to prepare.
Home Loans

Labor’s 5 Percent Deposit Plan: What It Could Mean for First-Home Buyers and How to Get Loan-Ready

The 2025 federal-election campaign has thrust housing affordability back into the spotlight. Labor has pledged that, from 1 January 2026, every first-home buyer will be able to purchase with just a 5 percent deposit.

Heath Seam 2 May 2025
Small Business Financing 101: From Startup to Expansion
Refinance and Refinancing

Small Business Financing 101: From Startup to Expansion

Starting or growing a small business can be both exhilarating and challenging, especially when it comes to securing the right funding. Whether you’re just launching your venture or looking to expand, financial backing is often the key to turning vision into reality.

Heath Seam 4 April 2025
5 Signs It’s Time to Refinance Your Home Loan
Mortgage

Refinance Your Home Loan: 5 Powerful Reasons to Save Big

For many borrowers, especially those navigating multiple loans or credit lines, credit utilisation ratio (CUR) is a key metric that influences both credit scores and overall financial health. But what is it exactly?

Heath Seam 13 March 2025
What Is a Credit Utilisation Ratio?
Credit Card Consolidation

What Is a Credit Utilisation Ratio?

For many borrowers, especially those navigating multiple loans or credit lines, credit utilisation ratio (CUR) is a key metric that influences both credit scores and overall financial health. But what is it exactly?

Heath Seam 20 February 2025
Comparing personal loans, credit cards, and payday loans
Debt Consolidation

Comparing Personal Loans, Credit Cards, and Payday Loans: Which Is Best?

When financial challenges arise, short-term loans and credit cards often come to mind as potential solutions. Both options provide access to funds but differ significantly in how they work and suit various financial needs.

Heath Seam 13 February 2025
A Visual Guide to Debt Consolidation: How to Streamline Your Finances
Debt Consolidation

A Visual Guide to Debt Consolidation: How to Streamline Your Finances

When financial challenges arise, short-term loans and credit cards often come to mind as potential solutions. Both options provide access to funds but differ significantly in how they work and suit various financial needs.

Heath Seam 16 January 2025
Short Term Loans vs Credit Cards: Pros and Cons
Short Term Business Loans

Short Term Loans vs Credit Cards: Pros and Cons

When financial challenges arise, short-term loans and credit cards often come to mind as potential solutions. Both options provide access to funds but differ significantly in how they work and suit various financial needs.

Heath Seam 28 November 2024
Top Financial Mistakes to Avoid When Applying for a Loan
Bad Credit Loans

Top Financial Mistakes to Avoid When Applying for a Loan

A solid financial plan helps set long-term goals, secure your future, manage money wisely, and achieve milestones like retirement or buying a home.

Heath Seam 8 November 2024
How to Create a Financial Plan for Your Long-Term Goals
Financial Planning

How to Create a Financial Plan for Your Long-Term Goals

A solid financial plan helps set long-term goals, secure your future, manage money wisely, and achieve milestones like retirement or buying a home.

Heath Seam 11 October 2024
30 years Australian Lending Centre
Start Your Application
Rated 5* on Trustpilot
Australian Lending Centre 5 Star Google Reviews

For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.

Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.

More Solutions

More Personal Loan Solutions
  • Bad Credit Personal Loans
  • Quick Loans
  • Dental Loans
  • Fresh Start Loans
  • Secured & Unsecured Personal Loans
  • Short Term Personal Loans
More Home Loan Solutions
  • Bad Credit Home Loans
  • Home Loan Arrears
  • Home Equity Loans
  • Investment Property Loans
  • First Home Buyer Loans
  • Second Mortgage Loans
  • Rural Property Loans
More Business Loan Solutions
  • Bad Credit Business Loans
  • Working Capital Finance
  • Caveat Loans
  • Tax Debt Relief Loans
Main Services
  • Debt Consolidation
  • No Credit Check Loans
  • Personal Loans
  • Bad Credit Loans
  • Business Loans
  • Home Loans
  • Debt Management
Key Information
  • What are Private Lenders
  • How to Fix Bad Credit
  • Responsible Lending
  • Direct Debit Payment FAQ
  • Privacy Policy
  • Terms and Conditions
Tools & Resources
  • About Us
  • Contact Us
  • News
  • Resources
  • Financial Calculators
  • Frequently Asked Questions
Useful Articles
Labor’s 5 Percent Deposit Plan: What It Could Mean for First-Home Buyers and How to Get Loan-Ready
Small Business Financing 101: From Startup to Expansion
Refinance Your Home Loan: 5 Powerful Reasons to Save Big
What Is a Credit Utilisation Ratio?
Get In Touch
  • 1300 138 188
  • info@australianlendingcentre.com.au
Instagram Facebook Linkedin Youtube

Ⓒ 2025 Australian Lending Centre | Australian Credit Licence: 389119 | ACN 113 466 550 | ABN 86 113 466 550

Site by ChilliDee Digital Marketing