Home Loans

Whether you are looking to upsize, downsize or invest, we have a range of home loans to suit everyone. At Australian Lending Centre, we offer competitive home loan rates to first home buyers, the self employed, property investors and those simply wishing to refinance an existing loan.

 

First Home Buyers

 

Buying your first home is an exciting time. Your property is undoubtedly one of the biggest purchases that you will make in your lifetime.

 

You need to be confident that you have the right home loan for you.

 

Australian Lending Centre will go through the simple application process with you. We look at whether or not you have a deposit, calculate exactly how much you need to borrow and the best repayment plan for your lifestyle and financial situation.

 

First time purchasers often find the process quite confusing and overwhelming, at Australian Lending Centre will be there to help you every step of the way and explain the process in plain and simple English.

 

Express Enquiry

 

We'll even help you with your First Home Owner Grant Scheme application. You may be eligible to receive the one off grant of up to $7,000 and be stamp duty exempt if the property is below the purchase price of $500,000. To qualify for the First Home Owner Grant you must:

  • be an individual, that is, not a company or trust.
  • be a permanent resident or Australian citizen.
  • be at least 18 years of age.
  • not have owned a residential property before 1 July 2000 (this applies to you and/or your spouse)
  • not have received the First Home Owner Grant previously.
  • occupy the home as your main place of residence for a continuous period of six months within a year of settlement or construction of the home.

 

Self Employed Home Buyer

 

As your own boss, you usually work long and unpredictable hours. You may also have irregular income, and find it difficult to make time to organise your paperwork.

 

Applying for a home loan can be overwhelming and discouraging, especially when you do not meet the bank's many application demands.

 

At Australian Lending Centre we've simplified the process for you with our special range of low doc home loans which give you a better interest rate without the mountain of paperwork.

 

We value you as a person and offer you personalised service from start to finish.

 

Property Investor

 

Are you thinking about buying an investment property or even renovating one that you already have? Property investment is a great vehicle for increasing your extra earning potential with the money that you already have.

 

Finding the best home loan will guarantee you stay on the right financial track to maximise profits on your investment.

 

Alternatively, if you are looking to renovate an existing property to improve it's value, then we can set you up with a loan to help see that through as well.

 

So, whether you are buying property for the first time, adding to your property portfolio or looking to refinance your existing property, we can find a home loan package to suit your needs.

 

Express Enquiry

 

Express Enquiry
Express Enquiry
 Loan Amount:* $
 Assets and Liabilities:
 Do you currently own or paying off real estate?*
 Personal Details:
 First Name:*
 Last Name:*
 Home Number:
 Work Number:
 Mobile Number:
 Email:
 Suburb:*
 State:  Postcode:* 
 Comments:
 
I have read and accept the terms and conditions
of this promotion.
 

Australian Lending Centre approved our loan, even when the banks wouldn't help us.

 

We love our restaurant and have some great customers that are more like family but even so running a business is very challenging. Like many families we wanted to do some renovations to our home. My wife and I work hard and whilst we have a great credit history the banks wouldn't help us. We were really disappointed, we didn't know what to do.

 

But we found the Australian Lending Centre. They helped us get a loan approved and our renovations underway. And then a few years later we needed additional funds to assist my family when my father past away. Once again ALC helped us.

 

We really don't know what we would have done without the Australian Lending Centre, they are so professional and helped us every step of the way. We would recommend anyone needing a loan to speak with Australian Lending Centre first ¨C they make it all so easy.

 

Joe & Maria, Sydney

ALC Website Conditions apply to all offers by Australian Lending Centre. For further information contact Australian Lending Centre to discuss your particular requirements with one of our consultants.