When you find yourself struggling with too much unsecured debt or your debts are eating away your pay cheque, debt consolidation may be the financial solution you need. While debt consolidation doesn’t work for every consumer, thousands of Australians have taken advantage of debt consolidation to make their monthly expenses more manageable and pay back their debts without filing for bankruptcy.
If you find yourself struggling to manage your debts, a certified specialist at Australian Lending Centre can give you the information you need to see if a debt consolidation loan is right for you. Contact a specialist today by calling 1300 138 188 or Enquire now.
What our Clients say:
“I cannot give enough thanks to you all for the kind, understanding and efficient manner in which you dealt with our consolidation loan, you were always on hand to answer questions and I could not have asked for a better outcome.
You all went above and beyond to help with everything, and are a credit to your company (and you should all be proud of yourselves!), I could not have been luckier than to have you help me with our consolidation loan.“
Elenor – NSW
What is Debt Consolidation
The concept of debt consolidation might seem complicated, but it is a fairly simple process. Essentially, you consolidate debts into one monthly payment. This reduces how many bills and creditors you pay each month with the goal of reducing how much you pay total on your debts monthly and annually. You can reduce your interest rates by using a debt consolidation loan too.
Secured and unsecured debts can pass through this type of agreement. High-interest credit cards, medical bills and cash advances can also be placed in a debt consolidation program.
What are my Debt Consolidation Options?
You have a few options when it comes to debt consolidation. With Australian Lending Centre, we have over 20 years of experience in consumer and business debt relief; therefore, we can assess your financial situation and recommend multiple product options to help get you out of debt and back on track financially. Consider one of these two common consolidation methods:
Unsecured Debt Loan
This loan allows you to take out a personal debt consolidation loan to manage your debts. You could still qualify even if you have a poor credit file and with our industry expertise, we can find you a competitive interest rate regardless of how your credit looks.
Home Equity Loan
If you have equity in your home, you can use that to secure a debt consolidation plan. Your home acts as collateral so that we can secure you better interest rates.
What our Clients say:
“I’d like thank you and your team members for all that you have done for me. The persistence in getting my family the result that we needed, and even going that extra mile in offering a 3rd party to get us over the line. Your consultants are second to none as they were always communicating with us and giving us constant updates so we felt like we weren’t just another number to them. Thank you for getting us back on track.“
Darren – MITCHAM -SA
Consolidate Your Debts Today
Get started with a custom debt consolidation loan through Australian Lending Centre today. Our no obligation consultation can show you your options for getting in control of your finances. We don’t report your enquiry to your credit file, so call today: 1300 138 188 or Enquire now.
To see how much we can save you, use our loan repayment calculators.