Interest Rates
The below rates are current as at 21st November 2008 and are subject to change.
Variable Rates
|
Our Rate Types
|
Interest Rate
|
Comparison Rate
|
|
1 Year Introductory Variable Rate
|
5.89%
|
7.40%
|
|
Basic Variable
|
6.99%
|
7.06%
|
|
Low Doc Pro Pack
|
7.69%
|
8.03%
|
|
Line of Credit
|
7.09%
|
N/A
|
|
Interest Only
|
6.84%
|
7.18%
|
|
Construction Loan
|
8.39%
|
9.66%
|
|
Self Employed Loan
|
7.59%
|
8.02%
|
Fixed Rates
|
Our Rate Types
|
Interest Rate
|
Comparison Rate
NSW, QLD & VIC
|
Comparison Rate
OTHER STATES
|
|
1 year fixed
|
5.99%
|
7.10%
|
7.09%
|
|
2 year fixed
|
5.99%
|
6.99%
|
6.97%
|
|
3 year fixed
|
6.79%
|
7.11%
|
7.10%
|
|
4 year fixed
|
7.19%
|
7.92%
|
7.92%
|
|
5 year fixed
|
7.19%
|
7.85%
|
7.85%
|
***WARNING: This Comparison Rate applies to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
***Interest rates apply to residential home loans and investment loans. Where a fixed interest rate applies, the interest rate will be set on the settlement date for the loan unless advised otherwise. All interest rates quoted above are indicative only. Fees and charges apply. Australian Lending Centre reserves the right to amend published rates and the terms and conditions applying to its offers and services at anytime without prior notice. Further information regarding fees, terms and conditions are available from Australian Lending Centre, 7 days a week on 138 188.